Credit Myth Busted!

Credit Score Elena Bogomaz 19 Jul

#1 Credit Myth Busted! **Myth:** Closing credit cards boosts your credit health. **Fact:** This move might actually harm your credit score! It seems logical to think that closing a credit card would improve your credit health, but this is not always the case. When you cancel a credit card, you reduce the credit available to […]

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Credit Secrets Every Homebuyer Needs

Credit Score Elena Bogomaz 16 Jul

Credit Report Secrets: Your Key to Better Mortgage Rates Why Your Credit Report Matters Now More Than Ever Hey there, future homeowners! With interest rates doing the tango lately, your credit report has never been more crucial. As your friendly neighborhood mortgage broker, I’m here to reveal how you can keep your credit game strong […]

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Beware of Car Payment Trap

Mortgage Tips Elena Bogomaz 12 Jul

Hey, future homeowners!  Ever wondered how that flashy car in your driveway could impact your dream home purchase. Buckle up because I have a financial twist that might actually reshape your home-buying journey. Reduced Borrowing Power: Higher monthly debts mean less money available for your mortgage. In fact, for every $100 in monthly debts, your […]

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